Q: Are there options for financing?

A: In the ATM Industry, there is little to no chances of financing. This is completely based on negotiations. Your banker would be able to tell you if you can get a loan for a cash flow type business (SBA funding has not worked).

Q: What type of machines are owned? How old are they? Are they PCI compliant?

A: All Genmega or Hyosung brand. All PCI compliant. Machines range from new to 5 years old.

Q: Where is the general route of the ATMs?

A: From Osterville to Provincetown. Machines are spread across the Cape.

Q: Do you have a current 2024 Profit & Loss statement?

A: Through June 2024 is available in the Drive. If you go under contract, additional data can be requested.

Q: Are ATM parts listed in income and expenses?

A: Yes—parts sold to merchants for maintenance are included in income/expenses.

Q: What does “contractor labor” refer to?

A: Cash handlers/loaders.

Q: What is “delivery expense”?

A: Delivery of cash to the seller.

Q: Why is Verizon expense high if there’s also internet expense?

A: One line has revenue offsetting it; the other is for wireless modem service.

Q: I’d like to review 5 years of P&L—are financials trending up or down?

A: Available. Revenue is steady but COVID-impacted. You can review post-NDA.

Q: Can you remotely monitor all machines?

A: Yes.

Q: Financials don’t align between spreadsheets. Can you clarify the differences in transaction volumes and income figures?

A: Seller acknowledges minor discrepancies across sheets. Reach out for clarification if under contract. Both summary sheets were compiled at different times for different audiences.

Q: Are the last 3–5 years of financial statements available?

A: Yes, available in Drive or by request post-NDA.