How buying works
- Pick a route and sign the NDA. About 30 seconds, and one NDA covers every listing on the site.
- Get instant Deal Room access. Financials, surcharge and interchange history, equipment lists and merchant contracts unlock immediately.
- Ask the seller anything. Every Deal Room has an AI agent trained by the seller on that route. Anything it can’t answer goes to the seller and comes back in writing.
- Make an offer. Example LOIs are inside. Send yours when you’re ready and we carry it to the seller.
What the NDA actually covers
It is a mutual confidentiality agreement, not a commitment to buy. It protects what a seller can’t publish — merchant names, contract terms and monthly numbers — and it lets us show you those on day one instead of after three phone calls.
- One signature covers every current and future listing.
- No fee, no exclusivity, no obligation to make an offer.
- You stay anonymous to the seller until you choose to make one.
Types of ATM portfolios
Most routes we sell fall into one of four shapes, and they carry very different workloads:
- Own & load — you own the ATMs and load them yourself or with your own team, using your cash or bank-loaned cash.
- 3rd party operated — you own the ATMs, an armored carrier or another operator loads them with your cash.
- Processing only — you process the transactions and generally maintain the machines; the merchant owns the ATM.
- Financial institution ATMs — you operate branded machines for a bank or credit union that outsources its ATM operations.
What to know before you make an offer
- Most purchases are cash. Traditional business lending and SBA activity are rare in this industry.
- Owner financing exists but is uncommon, and it’s usually tied to risk — a thin merchant-contract file, for example.
- The cash inside the machines is not part of the purchase price. You fund the vault cash yourself.
- Staff usually doesn’t transfer. The seller’s loaders are the seller’s employees.
New to the ATM business?
Processing, communications, vault cash, banking and location types are all covered in How to Start an ATM Business. If you want machines rather than a route, see ATM machines for sale.
Unfamiliar with a term on this page? The ATM business glossary defines the ones that come up in every deal.
ATM Brokerage
ATM Brokerage separates itself from the pack by providing ATM buyers and ATM sellers with all the insights needed in order to make sound buying and selling decisions.