How Much Does an ATM Machine Cost in 2025?
Intro:
Thinking of buying an ATM? You’re not alone. With passive income top of mind for business owners and side hustlers alike, owning an ATM is a smart way to earn monthly cash flow with minimal overhead.
But how much does an ATM actually cost in 2025—and what are the options?
New ATM Machine Prices in 2025
In 2025, new ATM machines generally cost between $2,300 and $4,400 depending on the model, features, and configuration.
| Type | Price Range | Common Use Case |
|---|---|---|
| Basic Retail ATM | $2,300 – $2,800 | Bars, salons, gas stations, retail |
| Mid-Tier Feature Rich | $2,900 – $3,600 | Dispensaries, small banks, higher foot traffic |
| Through-the-Wall Units | $3,700 – $4,400 | Banks, secure 24/7 locations |
Examples:
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Genmega 2500: $2,495
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Hyosung Halo II: $2,595
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Hyosung 2800T: $4,420
Used and Refurbished ATMs
Want to save money? Refurbished ATMs typically run from $1,400 to $2,200 and can be a great option for new operators. At ATM Brokerage, all refurbished machines are fully tested, EMV-compliant, and backed by warranty.
What’s Included in the Price?
When you purchase an ATM from a trusted provider, you’re not just buying hardware:
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EMV-compliant, processor-ready machine
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Free shipping (on most models)
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Optional free processing setup
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1-year parts warranty
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Lifetime tech support
Extra Costs to Consider
| Add-On | Approx. Cost |
|---|---|
| Wireless Modem | $150 – $200 |
| Custom Wrap/Branding | $200 – $400 |
| Vaulting/Cash Loading | Varies (if outsourced) |
How Fast Can You Earn That Back? (ATM ROI)
Most ATM owners earn $250–750 per month in surcharge revenue alone. With a typical surcharge of $2.50–$3.00 per transaction, your machine often pays for itself within 6 to 10 months.
Want to run your own numbers? Request our free ROI calculator
Buy vs. Placement Programs
If you don’t want to invest upfront, placement programs allow you to host an ATM at your business with no capital investment. You earn a share of the surcharge while someone else owns and services the machine.
Great option for:
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Busy storefronts with no ATM
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Owners wanting cash flow, but not the hassle
Final Thoughts
If you’re serious about adding a passive income stream, owning an ATM in 2025 remains a smart, low-maintenance move.
Whether you buy new or refurbished, the key is location + support. Work with a provider that offers both.
📦 Ready to Buy an ATM Machine?
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FAQ:
Q: What’s the cheapest ATM I can buy?
The lowest-cost new machines start around $2,300. Refurbished options can go as low as $1,400.
Q: Do I need a business to own an ATM?
No. You can own and place an ATM at any high-traffic location, even if you don’t run the business yourself.
Q: Can I place an ATM anywhere?
Yes—if you have an agreement with the property owner. You don’t need special permits for most retail installs.
Q: What does an ATM machine make per month?
It depends on foot traffic and surcharge. Most owners earn $250–750 monthly per machine.
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