How Much Does an ATM Machine Cost in 2025?

Intro:

Thinking of buying an ATM? You’re not alone. With passive income top of mind for business owners and side hustlers alike, owning an ATM is a smart way to earn monthly cash flow with minimal overhead.

But how much does an ATM actually cost in 2025—and what are the options?


New ATM Machine Prices in 2025

In 2025, new ATM machines generally cost between $2,300 and $4,400 depending on the model, features, and configuration.

Type Price Range Common Use Case
Basic Retail ATM $2,300 – $2,800 Bars, salons, gas stations, retail
Mid-Tier Feature Rich $2,900 – $3,600 Dispensaries, small banks, higher foot traffic
Through-the-Wall Units $3,700 – $4,400 Banks, secure 24/7 locations

Examples:

  • Genmega 2500: $2,495

  • Hyosung Halo II: $2,595

  • Hyosung 2800T: $4,420


Used and Refurbished ATMs

Want to save money? Refurbished ATMs typically run from $1,400 to $2,200 and can be a great option for new operators. At ATM Brokerage, all refurbished machines are fully tested, EMV-compliant, and backed by warranty.


What’s Included in the Price?

When you purchase an ATM from a trusted provider, you’re not just buying hardware:

  • EMV-compliant, processor-ready machine

  • Free shipping (on most models)

  • Optional free processing setup

  • 1-year parts warranty

  • Lifetime tech support


Extra Costs to Consider

Add-On Approx. Cost
Wireless Modem $150 – $200
Custom Wrap/Branding $200 – $400
Vaulting/Cash Loading Varies (if outsourced)

How Fast Can You Earn That Back? (ATM ROI)

Most ATM owners earn $250–750 per month in surcharge revenue alone. With a typical surcharge of $2.50–$3.00 per transaction, your machine often pays for itself within 6 to 10 months.

Want to run your own numbers? Request our free ROI calculator


Buy vs. Placement Programs

If you don’t want to invest upfront, placement programs allow you to host an ATM at your business with no capital investment. You earn a share of the surcharge while someone else owns and services the machine.

Great option for:

  • Busy storefronts with no ATM

  • Owners wanting cash flow, but not the hassle


Final Thoughts

If you’re serious about adding a passive income stream, owning an ATM in 2025 remains a smart, low-maintenance move.

Whether you buy new or refurbished, the key is location + support. Work with a provider that offers both.


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FAQ:

Q: What’s the cheapest ATM I can buy?
The lowest-cost new machines start around $2,300. Refurbished options can go as low as $1,400.

Q: Do I need a business to own an ATM?
No. You can own and place an ATM at any high-traffic location, even if you don’t run the business yourself.

Q: Can I place an ATM anywhere?
Yes—if you have an agreement with the property owner. You don’t need special permits for most retail installs.

Q: What does an ATM machine make per month?
It depends on foot traffic and surcharge. Most owners earn $250–750 monthly per machine.

ATM Brokerage Celebrates its 12 year History!

ATM Brokerage Celebrates 12 years!

ATM Brokerage Marks a Decade + of Success!

Just over a decade ago, in late 2013, Jeff Sosville embarked on a journey fueled by ambition and curiosity. Having spent a couple years assisting his brother Greg in building and expanding a local Business Brokerage firm in Denver, Colorado, Jeff found himself intrigued by an unfamiliar venture—an ATM business. Little did he know that this leap of faith would lead to the establishment of ATM Brokerage and a decade of remarkable accomplishments.

Their initial encounter with the ATM business came as a surprise when a client sought their expertise in selling an ATM route. Despite their initial bemusement—“what’s an ATM business do?”—Jeff and Greg quickly immersed themselves in the intricacies of the industry. They seized the opportunity, leveraging their newfound knowledge to market and sell the ATM route, which boasted prestigious locations such as Red Rocks and top event venues in Denver.

During a time when ATMs were highly sought-after commodities and prime locations were plentiful, Jeff and Greg capitalized on the burgeoning market. They ventured into learning the ins and outs of the ATM business, eventually building and selling numerous routes in Denver. Their unique approach disrupted the industry norm of internal deals, as they uncovered hidden gems and expanded their reach beyond Denver to Savannah Georgia and beyond.

With Jeff’s relocation to Georgia, they embarked on yet another entrepreneurial journey, painstakingly building an ATM business from scratch. Through relentless determination and hands-on effort, they transformed a modest investment of $20,000 into a thriving enterprise valued at over $750,000 within 18 months.

Drawing from his extensive experience in scaling ATM businesses across multiple cities, Jeff founded ATM Brokerage in 2013. Armed with little more than a laptop and a vision, he began reaching out to ATM business owners, offering to sell their businesses at higher multiples and boasting intimate knowledge of the industry. This grassroots effort quickly bore fruit, with Jeff securing his first listing and subsequent sale.

The launch of ConnectATM further solidified ATM Brokerage’s position in the market, catering to merchants and aspiring entrepreneurs looking to enter the ATM business. Their pioneering work culminated in the publication of the first definitive guide to starting an ATM business in 2015, setting the standard for industry knowledge.

In 2019, Jeffs brother John Sosville joined the team, bringing a fresh perspective and driving ATM Brokerage to new heights. With a staggering 30-40% year-over-year growth rate, ATM Brokerage has established itself as the industry leader, having sold over 150 ATM businesses valued at over $75 million.

As they celebrate a decade of success, Jeff and John and the ATM Brokerage team remain steadfast in their commitment to excellence, integrity, and innovation. Poised to explore new service niches, they are ready to replicate their proven model and continue their legacy of success in the ever-evolving landscape of entrepreneurship.